Are you a recent Nigerian graduate looking to build a strong career in financial services? The Graduate Trainee Programme – Lending Business at Opay Microfinance Bank presents a structured pathway for young professionals to gain hands-on experience in Nigeria’s fast-growing fintech ecosystem.
Opay Microfinance Bank, a Central Bank of Nigeria (CBN)-approved institution, is widely recognised for advancing financial inclusion by providing collateral-free loans to micro-entrepreneurs and underserved populations through its digital platforms, including OKash and EaseMoni. This graduate programme is part of its continued investment in developing local talent for the lending and risk management space.
About the Programme
The Graduate Trainee Programme is designed to equip participants with practical knowledge and real-world exposure within Opay’s lending operations. Successful candidates will be integrated into business units focused on merchant loan risk control, credit approval processes, and fraud prevention systems.
Participants will be involved in activities such as on-site due diligence, telephone verification, process quality checks, and anti-fraud investigations. The programme is structured to build analytical thinking, operational efficiency, and decision-making skills required in a high-performance fintech environment.
The overall cycle includes a 12-month intensive training phase, followed by up to three years of long-term development and career progression within the organisation.
Programme Benefits
Selected candidates will benefit from a well-rounded professional development experience, including:
- Opportunity to transition into full-time roles based on performance
- Hands-on experience working on real business and lending projects
- Mentorship from experienced professionals in the financial services sector
- End-to-end exposure to lending operations within a leading fintech company
This programme is ideal for individuals seeking not just a job, but a long-term career path in finance, risk management, and digital lending.
Eligibility Criteria
To be considered for the Graduate Trainee Programme, applicants must meet the following requirements:
- Must be a Nigerian graduate
- Bachelor’s degree (BSc) in Finance, Accounting, Economics, or any related discipline
- Must have completed the National Youth Service Corps (NYSC) programme on or before March 2026
- Strong analytical and problem-solving skills
- Willingness to learn and adapt in a fast-paced work environment
Who Should Apply?
This opportunity is best suited for recent graduates and early-career professionals who are eager to gain practical experience, develop core professional skills, and grow within a structured and supportive organisation. Candidates with a strong interest in fintech, lending systems, and financial inclusion will find this programme particularly valuable.
Why Choose Opay?
Working at Opay offers exposure to one of Africa’s most dynamic digital finance platforms. With its focus on innovation and accessibility, the organisation continues to play a critical role in empowering small businesses and individuals across Nigeria.
The Graduate Trainee Programme reflects Opay’s commitment to nurturing future leaders who can contribute meaningfully to the financial ecosystem while building sustainable careers.
How to Apply
Interested applicants are required to complete the official application form to be considered for current and future opportunities. Shortlisted candidates will be contacted when roles align with their skills and career interests.
Applicants are encouraged to apply early and ensure all required details are accurately provided.
APPLY HERE
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